Before You  Go Shopping for a New Home, You Should Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. Also make sure to keep in mind what you want to spend a month.  Sometimes a bank will tell you a much larger number, you need to set the payment you want not them.

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day.  Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal and private information, and we will not distribute it to anyone, other than to our preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of our job as a Des Moines Area Real Estate Agent. 

Once you fill out the form, we will process your information and get back to you!